AV Not Needed?

The following article suggests that third-party AV (anti-virus) software is no longer needed on one's computer or iPad or smartphone:

https://www.nbcnews.com/tech/security/still-paying-antivirus-software-experts-say-probably-dont-need-rcna6335

For years I've used the free version of Avast AV on my computers and fortunately haven't picked up a virus. Whether this program has protected me or not, I'm not sure, but I plan to continue using it for a while as I don't see a significant downside to doing so. Having said that, on a Windows PC the built-in Defenders program is considered quite adequate, and a separate AV program isn't needed.

If you're using and paying for an AV program, you may no longer need to do so.

Jim Hamm