David Passell suggests we approach with caution if you are offered a free credit score. David points out that when you click on the red "Click here" you are taken to a NOT FREE site where you have to establish an account and provide a lot of information. The catch is if you do not call the given telephone number to cancel within seven days you'll be charged $29.95 per month.
"The pitch did not come to me by email. It appeared when I signed into my BofA account to check my online banking. I also got it at the top of my PayPal account."
David called to cancel and a "heavily accented person who answered tried very hard to get me to get me not to cancel or at least keep it till the end of the year." He emphatically told him to cancel and then got an email confirming the cancellation.